Review focuses on customer authorization, custody/control, money-transmission boundaries, sanctions and consumer disclosures.
EXTERNAL REVIEWVaultFi reviews each service according to how that service actually works rather than assuming that one regulatory classification applies to the entire platform.
Review focuses on customer authorization, custody/control, money-transmission boundaries, sanctions and consumer disclosures.
EXTERNAL REVIEWReviewed separately for authorization, transaction role, fee sponsorship, sanctions and recordkeeping.
EXTERNAL REVIEWTHORChain Convert requires review of VaultFi's exchange/intermediation role, money-transmission rules, sanctions and jurisdiction restrictions.
HIGH PRIORITYReviewed for custody, accounting, settlement, withdrawals and applicable financial regulation.
HIGH PRIORITYCashout is treated separately from the core wallet and requires detailed review of payout, AML/KYC, sanctions, licensing and provider responsibilities.
VERY HIGH PRIORITYReviewed for subscription, fee representations, reward rules, taxes, promotions and consumer disclosures.
EXTERNAL REVIEWAutomated Convert activity is reviewed for consent, transaction authority, automation and financial regulatory considerations.
HIGH PRIORITYFuture card and lifestyle programs will require provider agreements and product-specific legal approval before launch.
PRE-LAUNCH REVIEWVaultFi has completed its internal product inventory and regulatory issue mapping. Independent legal and regulatory review remains required before VaultFi treats a product as externally approved from a legal perspective.
VaultFi is also building dedicated sanctions/risk controls and a formal information-security control program.